You never know when unexpected perils happen; having Home or Homeowner Insurance gives you the peace of mind. Protect yourself and your home from a potential catastrophic event in the event of weather or non-weather related losses. Consult with licensed insurance agents to customize the right amount of Home Insurance coverage. Abe GT & Associates is an experienced licensed home insurance provider in Chicago and surrounding areas in Illinois.
Home Insurance policy covers expenses for damages to your home’s interior or exterior due to water damage, windstorm, fire, etc. Loss of possessions due to burglary, theft or fire losses are usually covered. It also usually covers personal liability expenses if anyone suffers an injury on your property. Furthermore, you can also consider obtaining “riders” or additional endorsements to get the right protection. Most of Chicago area homes are not covered for flood or earthquake losses. Coverage requirements vary depending on your home’s construction characteristics and geographical location. Each insurance policy is different, you may want to review your insurance policy documents carefully with a licensed agent.
Almost all mortgage companies require you to purchase a home insurance policy before they approve a mortgage loan. Home Insurance is also required during the refinance process of your home loan; this makes home insurance policy a necessity. And having an experienced agent by your side in the process of getting a home insurance policy makes the process easier, prudent and faster.
The agents at Abe GT & Associates help you select the right amount of coverage that you and your family require to protect your most valuable asset — Your Home.