Open hours: 9.00-18.00 Mon-Fri


What Does Condo Association Insurance Policy Cover

What Does Condo Association Insurance Policy Cover? – Complete Information

Condos require low maintenance and are typically more affordable than single-family houses. That’s why purchasing a condo has become a lifestyle choice. However, ensuring security and safeguarding the common areas and shared elements of the condo community against unforeseen events is one first thing that needs to be taken care of. But buying a condo association (HOA) insurance is a complex task that involves research and analysis before making the final decision. Also known as an HOA Master Policy (Homeowners Association), a condo association insurance policy provides coverage for the shared property and......

Top 7 Reasons Why You Need Commercial Insurance

7 Reasons Why You Need Commercial Insurance

As a business owner, it is crucial to have adequate commercial insurance. Businesses need commercial insurance to have protection against financial loss due to unforeseen circumstances. In this article, we will discuss the top reasons why you need commercial insurance for your business. Business insurance or commercial insurance are insurance products created specifically to cover different needs and risks of businesses. It provides businesses with much-needed protection against lawsuits or financial losses due to unforeseen incidents. It is crucial for business owners to ensure they have sufficient coverage to protect themselves in the......

How to File Renters Insurance Claim

How to File Renters Insurance Claim? – Complete Information

Making an renters insurance claim for your insurance policy can be simple if you’ve managed to keep track of everything you own. Not having enough documentation may raise an issue in time of filing a claim. In this blog, we’ll discuss the basic process for claiming for a property loss on your renter’s insurance policy tips, along with some commonly asked questions. What Does File Renters Insurance Claim? Personal property, liability, and additional living expenses are the three categories of coverage that are often included in renters insurance. Personal property coverage can cover......

How Much is Homeowners Insurance in Chicago

How Much Homeowners Insurance in Chicago Do You Need?

The financial security that comes with homeowners insurance coverage is crucial because if any disaster strikes, you’ll need coverage to rebuild the structure of your home, replace your belongings, cover costs if you’re unable to live in your home, and/or protect your financial assets in the event of liability to others. Home is probably one of the biggest investments you’ll ever make. Plus, with Chicago’s susceptibility to extreme weather events, including heavy snowfall and strong winds, having this coverage is of utmost importance. Determining how much homeowners insurance you need could be tricky,......

How Much is Renters Insurance in Chicago

How Much Renter Insurance Do You Need in Chicago?

Renter insurance in Chicago varies depending on a few factors, including the size and location of your rental unit, the value of your personal belongings, and the amount of coverage you desire. However, the average cost of renters insurance in Chicago is relatively low, which is why renters insurance is an affordable way to protect your belongings in the event of a fire, theft, or other disasters. Best Renters Insurance Companies in Chicago 1. Liberty Insurance Liberty Mutual has been in the insurance sector since 1926 and is one of the largest insurance......

Workers Compensation Insurance Tips for Multi-State Businesses Approved

Workers Compensation Insurance Tips for Multi-State Businesses Approved

Workers compensation insurance is one of the most crucial aspects one needs to consider in a small business. Depending on your business and state’s laws having the right amount of coverage becomes essential. Workers compensation insurance helps cover employees’ medical expenses for any illness or injury incurred at the business establishment, along with any wage loss. For most businesses that are limited to a single location, the policy and its terms are simple to obtain and understand. However, what happens when your business spans multiple states? This situation complicates matters since workers comp......

What affects car insurance premiums

What Affects Your Car Insurance Premium?

Auto insurance is mandatory in most states. However, this does not imply that you’ll need to spend a fortune each time you insure your car. The kind of insurance you have,  your driving history, and even your car parking location address may affect your car insurance premiums. If you are aware of the variables influencing auto insurance, you may be able to buy an affordable auto insurance policy without sacrificing the level of protection. Factors that affect car insurance rates You’ll have to pay a premium once your car insurance is in effect......

Blogs & page Image

Renters Insurance VS Landlord Insurance — What’s the Difference?

While renters’ insurance and landlords’ insurance are both necessary, the two differ considerably. Renters insurance covers the belongings of the person renting the home or apartment. Landlords’ insurance, on the other hand, covers the liability associated with the rental property and losses associated to the rented building or dwelling. In either case, gaining a firm understanding of both types of coverage is a great help when renting a property. What is Renter insurance and what does it cover? Renters’ insurance is purchased by the tenant to cover the loss of his/her/their belongings or......

What You Need to Know About Small Business Insurance in Illinois

What You Need to Know About Small Business Insurance in Illinois

To run a business successfully, you must cover everything, from perfecting your product/service to employing the best talent to having a financial safety net of business insurance. 1.2 million people in Illinois depend on small businesses for income, almost half of the state’s workers. When so many people depend on small businesses as a source of income, having insurance coverage becomes even more crucial. So, here’s some information about why small businesses in Illinois need business insurance and the types to choose from: Do You Really Need Small Business Insurance? Aside from compliance with state......